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Time to Think

Insurance experts at Protective share that there is a thing called a look period that you should be aware of. It means that after your policy starts, you usually have a time to make changes to it or even cancel it. Ask your agent about that period, and specifically when it starts and ends. It…

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Happy Aging

In the health community they say that getting older and doing it in a healthy way involves more than just eating well and staying physically active. It is also important to be good to yourself, in many different ways. Some examples are being social and surrounding yourself with pleasant people, getting enough sleep, and keeping…

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Read and Review

Many things can change in a year, so when it's time to renew your health insurance policy, don't just auto-renew it. Your circumstances and needs may have changed recently, or perhaps you have a lower income now. Also, plans can change too, and you need to check what you will be getting in the upcoming year,…

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No Exam Life Insurance

Life Insurance agents often times recommend to go for a policy that includes a doctor's visit prior. The no-exam policies are much pricier, and unless you have major health issues or a serious diagnosis, it is a good idea to get a medical check up. Whether you are younger or older, doing so can still…

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Learn your New Plan

The worst thing you can do with a new insurance plan is to assume that it is just like your previous one. Even if you are paying the same monthly premium, plans can have big differences between them. When you sign up to a new plan, learn it and know your rights and conditions. It…

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Take the Safety Net

When you reach the age when you know there will be so many expenses, it's natural to try and see what can be done differently. There are major life events that will happen, such as buying a first house, having kids, etc. and you want to make sure that you have a safety net. This…

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Smart Move for Millennials

For millennials, buying life insurance is a very smart call. Buying now will be also cost effective because when you are young and healthy it costs less. Also, if the unexpected happens. your family will have help to pay for  student loan debt or a mortgage in your absence. Another thing to consider is a  long-term…

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Deciding on a Plan

Some say that picking an individual health insurance plan is easy, because you can search online and compare plans from different carriers and then make a decision. But it is not as simple, because there is a terminology that is not clear for everyone, and understanding your personal needs and finding a plan to match is also…

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